July 26, 2023

Bonfire Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the www.bonfire.capital website (the “Website”), the Bonfire Platform and the Bonfire mobile applications and Services (collectively, the “Services”). You agree that by visiting the Services or by registering or using the Services, you are entering a legally binding agreement with Terrapin Homes, Inc.,   (“Bonfire”) based on the Terms and the Privacy Policy, which is hereby incorporated by reference (collectively referred to as the “Agreement”). Your access to and use of the Services are conditioned on your acceptance of and compliance with the Agreement. By accessing or using the Services you agree to be bound by the Agreement.

IN PARTICULAR, THESE TERMS INCLUDE A BINDING ARBITRATION PROVISION AND CERTAIN LIMITATIONS ON YOUR LEGAL RIGHTS (SEE SECTIONS 9 and10). BONFIRE IS NOT OFFERING LEGAL ADVICE REGARDING THESE PROVISIONS AND YOU SHOULD CAREFULLY CONSIDER THESE PROVISIONS, AMONG THE OTHER TERMS, BEFORE AGREEING TO ACCEPT BONFIRE’S SERVICES.

1. Basic Terms

Terrapin Homes Inc. (aka Bonfire) provides a marketplace that connects real estate buyers with the opportunity to purchase a portion of an income-producing real estate asset through a qualified LLC. The terms of any real estate purchases that are initiated on or learned about through the Services are provided in the real estate purchase agreement and related paperwork. Bonfire provides technology services to the platform but does not provide property management services. Your use of the website and the mobile app are also subject to the terms of the Agreement. You are responsible for your use of the Services and for any consequences thereof. You may use the Services only if you can form a binding contract with Bonfire and are not a person barred from accessing the Services under the laws of the United States or other applicable jurisdiction. If you are under 18 years of age you may not access or use the Services for any reason. Please contact us if you are aware that a person under 18 is using the Services. You may use the Services only in compliance with these Terms and all applicable local, state, national, and international laws, rules and regulations. None of the material or opportunities presented by, or available through, Bonfire, are intended to be offerings of, or solicitations of purchasers for, any fractional ownership interest in any jurisdiction where such an offering or solicitation would be prohibited or would require registration and/or regulatory approval. The Services are always evolving and the form and nature of the Services may change from time to time without prior notice to you. In addition, Bonfire may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally and may not be able to provide you with prior notice. We also retain the right to create limits on use and storage at our sole discretion at any time without prior notice to you. The Services may include advertisements, which may be targeted to the content or information on the Services, queries made through the Services, or other information. The types and extent of advertising on the Services are subject to change. In consideration for Bonfire granting you access to and use of the Services, you agree that Bonfire, third-party providers and partners may place such advertising on the Services or in connection with the display of content or information from the Services whether submitted by you or others.

2. Privacy

Any information that you provide to Bonfire is subject to our Privacy Policy, which governs our collection and use of your information. You understand that through your use of the Services you consent to the collection and use (as set forth in the Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing and use by Bonfire. As part of providing you the Services, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Services and your Bonfire account, which you may not be able to opt-out from receiving.

In compliance with certain privacy laws, in particular the European General Data Protection Regulation (GDPR), Bonfire provides specific additional rights for individuals who interact with Bonfire such as the right to access, rectification, right to object, to complaint, erasure and blockage. More specifically and under certain circumstances:

  • the right to request information about whether and which personal data is processed by us, and the right to demand that personal data is rectified or amended.

  • the right to request that personal data should be deleted.

  • the right to demand that the processing of personal data should be restricted.

  • withdraw your consent to the processing and use of your data completely or partially at any time with future application.

  • have the right to obtain your personal data in a common, structured and mechanically readable format.

  • contact our data protection officer if there are any questions, comments, complaints or requests in connection with our statement on data protection and the processing of your personal data.

  • the right to complain to the responsible supervisory authority if believed that the processing of your personal data is in violation of the legislation.

In addition to the above, we reference certain rights for European Territory citizens throughout this Privacy Policy. Pursuant to the GDPR, citizens from “European Territories” mean the European Economic Area (EEA), the European Free Trade Area (EFTA) and Switzerland. For the purpose of this Privacy Policy, the term “European Territories” shall continue to include the United Kingdom, even after the United Kingdom leaves the European Economic Area following Brexit. If you are in the UK, or the European Economic Areas, the controller of your data is Bonfire UK Limited.

Please email Privacy@Bonfire.capital with any questions about exercising any of the above rights.

3. Passwords

You are responsible for safeguarding the password or credentials that you use to access the Services and for any activities or actions under your account. We encourage you to use “strong” passwords (passwords that use a combination of upper and lower case letters, numbers and symbols) with your account and with other accounts that you may connect to your Bonfire account. Bonfire cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements. You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. You may not use as a username the name of another person or entity or a name or trademark that is subject to any rights of another person without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.

4. Regulatory Uncertainty

The regulatory regime governing blockchain technologies, cryptocurrencies and tokens is uncertain, and new regulations or policies may materially adversely affect the development of the Bonfire ecosystem, and therefore the potential utility or value of your Tokens and you acknowledge that Bonfire has no liability for any issues that arise from such regulatory changes.

Bonfire is not registered with the U.S. Securities and Exchange Commission as an exchange or in any other capacity. You understand and acknowledge that we do not broker trading orders on your behalf, nor do we collect or earn fees from your trades or purchases of Tokens. 

Bonfire does not offer investment advice and is not compensated for the provision of investment advice for particular offerings or services.

Bonfire works with a third-party, Dwolla, to process payments. Their terms and conditions are found here: https://www.dwolla.com/legal/tos/.

4. Content on the Services

Please be aware that Bonfire does not verify the accuracy of any information available on the Services. Any use or reliance on any information you obtained through the Services is at your own risk. You understand that by using the Services, you may be exposed to content that might be offensive, harmful, inaccurate or otherwise inappropriate, or in some cases, postings that have been mislabeled or are otherwise deceptive. Under no circumstances will Bonfire be liable in any way for any content posted, emailed, transmitted or otherwise made available via the Services or broadcast elsewhere. Nor will it indemnify you for any losses in using the Services.

If you register on the Website (and then become a “Registrant”), you will have access to enhanced information about Bonfire prospects displayed on the Website (the “Exclusive Content”), such as detailed pricing information for the assets on Bonfire’s platform. Bonfire enables individuals to co-own assets together in a multi-member limited liability company (“LLC”). The Exclusive Content will allow Registrants to better understand how Bonfire determines LLC membership interest prices. 

By registering to access the Exclusive Content, Registrant hereby accepts and agrees to be bound by the following:

  1. that all data obtained from the Exclusive Content is intended only for the Registrant’s personal, non-commercial use;

  2. that the Registrant has a bona fide interest in the purchase or sale of real estate of the type being offered through the Exclusive Content;

  3. that the Registrant will not copy, redistribute, or retransmit any of the data or information provided, except in connection with the Registrant’s consideration of the purchase or sale of an individual property; and

  4. that the Registrant acknowledges the applicable MLS’ ownership of and the validity of the applicable MLS’ copyright in the applicable MLS database of the homes displayed in the Exclusive Content.

Bonfire also reserves the right to cancel or suspend the registration or offering of any asset on its platform for any reason, at any time, and solely at its own discretion.

5. Bonfire Rights

All rights, title, and interest in and to the Services and any content available on the Services are and will remain the exclusive property of Bonfire and its licensors. The Services and its content are protected by copyright, trademark, and other laws of both the United States and foreign countries. Bonfire reserves all rights not expressly granted in these Terms. You acknowledge and agree that any feedback, comments, or suggestions you may provide regarding Bonfire, or the Services are entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit and without any obligation to you.

COPYRIGHT INFRINGEMENT

We take copyright violations very seriously. We may remove material from the Website or Services that appear in our sole discretion to infringe upon the copyright or other intellectual property rights of others, and we will terminate the access rights of any repeat infringer. If you believe a work protected by a U.S. copyright you own has been posted on the Website or Services without authorization, or has been mistakenly removed, you may notify our copyright agent as provided below, and provide the following information:

  • (a) a physical or electronic signature of the person authorized to act on behalf of the copyright owner;

  • (b) identification of the copyrighted work or works claimed to have been infringed, or mistakenly removed;

  • (c) a detailed description of the material you claim is infringing, or has been mistakenly removed, together with information sufficient to enable us to locate it, including the URL where the infringing material appears;

  • (d) your name, mailing address, telephone number, and e-mail address;

  • (e) a statement by you that you believe in good faith that the copyrighted material identified is being used in a manner that is not authorized by the copyright owner, its agent or the law, or has been mistakenly removed; and

  • (f) a statement by you that the above information is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of the copyright allegedly infringed.

To notify Bonfire of claimed copyright infringement, or to file a counter-notice in response to a takedown, please contact us at: 

Terrapin Homes Inc (aka Bonfire)
Email address: info@bonfire.capital.

Unless otherwise indicated, the Site and the Offerings are our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site or the Offerings and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.

6. Restrictions On Use Of The Services

We reserve the right at all times (but will not have an obligation) to review, suspend and or terminate users or reclaim usernames without liability to you. You may not do any of the following while accessing or using the Services: (i) access, tamper with, or use non-public areas of the Services, Bonfire’s computer systems, or the technical delivery systems of Bonfire providers; (ii) probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures; (iii) access or search or attempt to access or search the Services by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by Bonfire (and only pursuant to those terms and conditions), unless you have been specifically allowed to do so in a separate agreement with Bonfire (NOTE: scraping the Services without the prior consent of Bonfire is expressly prohibited); (iv) forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the Services to send altered, deceptive or false source-identifying information; (v) interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, mail-bombing the Services, or by scripting the creation of content in such a manner as to interfere with or create an undue burden on the Services or the creation of bots and multiple accounts therein; (vi) or any other inappropriate use flagged by the Bonfire security team. 

7. Ending These Terms

The Terms will continue to apply until terminated by either you or Bonfire as follows. You may end your legal agreement with Bonfire at any time for any reason by deactivating your accounts and discontinuing your use of the Services. In order to deactivate your account, please contact us at info@Bonfire.capital.  We may suspend or terminate your accounts or cease providing you with all or part of the Services at any time for any reason, including, but not limited to, if we reasonably believe: (i) you have violated these Terms, (ii) you create risk or possible legal exposure for us; or (iii) our provision of the Services to you is no longer commercially viable. We will make reasonable efforts to notify you by the email address associated with your account or through the Services the next time you attempt to access your account. In all such cases, the Terms shall terminate, including, without limitation, your license to use the Services, except those Sections you would expect to survive termination.  Nothing in this section shall affect Bonfire’s rights to change, limit or stop the provision of the Services without prior notice, as provided above.

8. Disclaimers, Limitations of Liability and Indemnity

Please read this section carefully since it limits the liability of Bonfire and its parents, subsidiaries, affiliates, related companies, officers, directors, employees, agents, representatives, partners, and licensors (collectively, the “Bonfire Entities”). Each of the subsections below only applies up to the maximum extent permitted under applicable law. Some jurisdictions do not allow the disclaimer of implied warranties or the limitation of liability in contracts, and as a result the contents of this section may not apply to you. Nothing in this section is intended to limit any rights you may have which may not be lawfully limited.

  • A. The Services are Available “AS-IS”: Your access to and use of the Services are at your own risk. You understand and agree that the Services are provided to you on an “AS-IS” and “AS-AVAILABLE” basis. Without limiting the foregoing, THE Bonfire ENTITIES DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

  • Except as expressly provided in any purchase agreements or other agreements you have with Bonfire, the Bonfire Entities make no warranty and disclaim all responsibility and liability for: (i) any actions of Bonfire users or contributors; (ii) the completeness, accuracy, availability, timeliness, security or reliability of the Services; (iii) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services, or any content; (iv) the deletion of, or the failure to store or to transmit, any content and other communications maintained by the Services; (v) whether the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis; (vi) any advice or information you receive through the Services; and (vii) any injuries or harm you or a third party incurs as a result of information or advice received through the Services. No advice or information, whether oral or written, obtained from the Bonfire Entities or through the Services, will create any warranty not expressly made herein.

  • B. Links: The Services may contain links to third-party services or resources. You acknowledge and agree that we are not responsible or liable for: (i) the availability or accuracy of such services or resources; or (ii) the content, products, or services on or available from such services or resources. Links to such services or resources do not imply any endorsement by the Bonfire Entities of such services or resources or the content, products, or services available from such services or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such services or resources.

  • C. Limitation of Liability: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE Bonfire ENTITIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (i) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (ii) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY CONTENT OBTAINED FROM THE SERVICES; OR (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT.

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE OR THE Offerings, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, IFTHE AGGREGATE LIABILITY OF THE Bonfire ENTITIES EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (U.S. $100.00) OR THE AMOUNT YOU PAID Bonfire, IF ANY, IN THE PAST SIX MONTHS FOR ACCESS TO THE SERVICES GIVING RISE TO THE CLAIM. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

THE LIMITATIONS OF THIS SUBSECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT THE Bonfire ENTITIES HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

D. Indemnification: To the extent not prohibited by law, you expressly agree to indemnify and hold harmless the Bonfire Entities from and against any and all liabilities, expenses, damages and costs, including, but not limited to, reasonable attorneys’ fees and costs, related to all third party claims, charges and investigations related to (1) your failure to comply with the Terms or the Agreement; and (2) any activity in which you engage on or through the Services.

Bonfire is not a real estate investment, real estate investment trust, or alternative investment strategy. Our goal is to expand real estate ownership, and to connect individuals together with like-minded aspirations. 

9. Governing Law

This Agreement (and any further rules, policies, or guidelines incorporated by reference) shall be governed by and construed and enforced in accordance with the laws of the state of Delaware as they apply to agreements entered into and to be performed entirely within Delaware between Delaware residents, without giving effect to any principles of conflicts of law, and without application of the Uniform Computer Information Transaction Act or the United Nations Convention of Controls for International Sale of Goods. By your agreement to the Terms and your usage of the Terrapin Home's Service, you agree to submit to personal jurisdiction in Delaware for all purposes, and you agree to waive, to the maximum extent permitted by law, any right to a trial by jury for any matter.

Unless otherwise agreed in writing by you and Terrapin Homes, any dispute arising out of or relating to the Terms, or any breach thereof, shall be finally resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, or such arbitration body as required by law, rule or regulation, and final judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. The arbitration will be conducted in the English language before a single arbitrator in Delaware. Such arbitration must be commenced within one (1) year after the claim or cause of action arises. Judgment on any award entered by the arbitrator may be entered in any court having jurisdiction thereof. Notwithstanding the foregoing, either Terrapin Homes or you may apply to any court of competent jurisdiction for injunctive relief without breach of this arbitration provision.

Any cause of action arising out of or related to the Service and all products and services offered via the Terrapin Homes Site or Service must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred. You acknowledge and agree that you may bring claims against Terrapin Homes only in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

  1. Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms and Conditions (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in United States County, Delaware. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in United States County, Delaware, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms and Conditions.

In no event shall any Dispute brought by either Party related in any way to the Site be commenced more than one (1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

Corrections

There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Offerings, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.

10. GENERAL TERMS. Waiver and Severability:

The failure of Bonfire to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

  • A. Controlling Law and Jurisdiction: These Terms and any action related thereto will be governed by the laws of the state of Delaware without regard to or application of its conflict of law provisions or your state or country of residence. All claims, legal proceedings or litigation arising in connection with the Services will be brought solely in the federal or state courts located in Delaware, United States, and you consent to the jurisdiction of and venue in such courts and waive any objection as to inconvenient forum. You agree that you may only bring claims against Bonfire related to your use of the Services on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding. 

  • B. Entire Agreement: These Terms and our Privacy Policy are the entire and exclusive agreement between Bonfire and you regarding the Services (excluding any service for which you have a separate agreement with Bonfire that is explicitly in addition or in place of these Terms), and these Terms supersede and replace any prior agreements between Bonfire and you regarding the Services.

We may revise these Terms from time to time, the most current version will always be at https://www.bonfire.capital/termsandconditions.

If the revision, in our sole discretion, is material we will notify you via email to the email associated with your account or through the Services. If you do not wish to be bound by any such revisions to the Terms, you must end these Terms with us as set forth in Section 8 above. By continuing to access or use the Services after those revisions become effective, you agree to be bound by the revised Terms.

11. PAYMENTS

In order to use the payment functionality of Terrapin Homes Inc’s application, you must  open a "Dwolla Account" provided by Dwolla, Inc. and you must accept the Dwolla  Terms of Service and Privacy Policy. Any funds held in or transferred through your  Dwolla Account are held or transferred by Dwolla's financial institution partners.  You must be at least 18 years old to create a Dwolla Account. You authorize  Terrapin Homes to collect and share with Dwolla your personal information including  full name, date of birth, social security number, physical address, email address  and financial information, and you are responsible for the accuracy and  completeness of that data. You understand that you will access and manage your  Dwolla Account through Terrapin Home’s application, and Dwolla account  notifications will be sent by Terrapin Homes, not Dwolla. Terrapin Homes will provide  customer support for your Dwolla Account activity, and can be reached at support@bonfire.capital. 

12. CONTACT US

In order to resolve a complaint regarding the Site or the Offerings or to receive further information regarding the use of the Site or the Offerings, please contact us at: info@bonfire.capital.

Terrapin Homes, Inc.
P.O Box 9784  Denver, CO 80209-9998 United States
Attention: Terrapin Homes Legal
Effective: 7/23/2023